Car Loan
Car Loans in Tasmania
Cost-effective vehicle financing can be yours with a consumer loan from SMA in Tasmania.
Self-Employed clients should refer to the
Equipment Finance
section if the car is to be used for business purposes.
Consumer Loan
If you'd like to own and use your financed goods immediately, the Consumer Loan is the best option for you. It can be used to finance the purchase of goods that are used 50% or more for personal purposes. Items such as motor vehicles, motor cycles, boats and caravans can be financed via a Consumer Loan.
Key Features
- You will own the financed goods from the outset, however, the financier will take a mortgage over the goods for security.
- A deposit may be required.
- Extra payments can be made at any time.
- Balloon payments are available on later model vehicles reducing the amount of your monthly repayment.
- Can purchase the car from a car dealer or private sale.
- You can payout the loan prior to the end of the term.
- Term is from 12 to 84 months.
Benefits
- You can obtain use of the goods with a minimum outlay of cash.
- You can save on interest charges if you make extra repayments on the loan.
- You do not have to pay any fees up front they can be included in the amount to be financed.
- Various insurances (refer to the Insurance Services section) can also be included in the amount to be financed.
- Interest rate is fixed throughout the term of loan and is calculated daily and charged monthly.
Call us now for car loans & car finance in Tasmania..!!